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A fixed annuity (single premium or flexible premium) serves as an excellent alternative vehicle for conservatively saving money for retirement or any other savings goal that comes to fruition after the annuitant's age 59 1/2. The interest earned is non-taxable.
Single premium immediate annuities (period certain or lifetime) are very attractive for adding a layer of income to your retirement planning strategy. The Single premium immediate annuity can provide you with a lifetime of income that you literally cannot outlive.
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